Aging Energized Articles

Read about topics to help you age well, enjoy your retirement years, and navigate the intricacies of Medicare and Social Security.

New Book--Medicaid for Seniors Basics

medicaid Aug 12, 2020

It's launch time again! We're super excited to release our newest book, Medicaid for Seniors Basics. It explains how the Medicaid for seniors program for long-term care can help those who have a low in come and have exhausted their assets can pay for the long-term care they need.

It explains the income and asset requirements, how the non-applying spouse is affected, and important concepts such as:

  • 5-year look back
  • Spend down

This book can be your lifeline to paying for essential care for yourself or a loved one.

You can find this book in the Aging Energized shop.

Continue Reading...

Medicare vs. Medicaid - Do You Know the Difference?

medicaid medicare Jun 29, 2020

Medicare and Medicaid sound similar, but they're actually very different. Each provides different types of assistance to help with healthcare. Both are government programs, but they are very different. Medicare is provided by the federal government (the Social Security Administration). Medicaid is provided by state governments and varies from state to state. Medicare is available to anyone age 65 and older who has worked at least 10 years in the U.S., and at any age to people with disabilities. Medicaid is only available to people with limited income and assets.

Let's look at the other differences.

Medicare

Medicare is federal healthcare insurance for people 65 years of age or older. You can get Medicare under age 65 if you have a qualifying disability, including end stage renal disease (ESRD) or ALS. Medicare covers inpatient or hospital care (Part A), outpatient services (Part B), and prescription drugs (Part D). Other plans, such as Medicare Advantage (Part C) and Medigap are...

Continue Reading...

Medicaid for Seniors Basics - New Course!

medicaid May 01, 2020

Aging Energized is very excited to announce the launch of our newest course, "Medicaid for Seniors Basics."

This course helps you understand what you need to know about Medicaid for Seniors, a Medicaid program specifically for seniors who have exhausted their financial resources or long-term insurance benefits and need help paying for long-term care or services that are considered to be activities of daily living. This is the type of care typically found in assisted living facilities or nursing homes.

This course may be helpful to you if you are dealing with these issues for yourself, or for a loved one such as a parent.

You may not realize that there are things you can and should do long before you need Medicaid so you'll be better prepared to sign up and be accepted by Medicaid. For example, there are income and asset limitations. Your assets must be under a certain amount, and only certain things count toward your assets. and your income must be below a certain amount. This...

Continue Reading...
Close

50% Complete

Thanks for Joining Us!

We're happy to have you on board. We'll send you email periodically to let you know when we have new information.